Looking For Low Cost Vehicle Insurance?

Car insurance is a legal requirement and a personal necessity. 

It protects the driver from medical, legal, and financial burdens that arise from various accidents. Policies can be tailored to suit every person's specific needs. Coverage extends beyond personal auto use to all types of commercial use. Commercial vehicle insurance is a very important part of running and protecting a business.

All types of companies use vehicles to conduct their business. 

The most obvious are those that transport people or cargo. Taxis, shuttles and limousine services make their living getting people around town. These companies are trusted with the lives of several people on a daily basis. The increased distance and drive time, along with the number of passengers, result in more opportunity for accidents to occur. 

A commercial vehicle policy accommodates the higher risk with broader coverages and protections. This type of coverage also supports business that offer their employees company cars. For example, pharmaceutical sales representatives are required to visit several medical offices daily. They not only transport themselves, but also carry medical supplies. Both the person and the supplies are important and should be protected by the responsible company.

Businesses that transport goods are also required to carry commercial vehicle insurance. Whether delivering flowers to the local hospital or large shipments across the country, all of these companies need to fully insure the vehicle and value of its cargo. The insurance can protect the driver and vehicle from injury or damage. It also can protect the company from the financial burden of profits lost due to an accident. This protection is even more important for smaller businesses. A major profit loss brought on by an accident could crush a company that is not established or large enough to make up for the loss of income.

Commercial vehicle insurance is required by law. 

Companies that are caught not having proper coverage may be placed on probation and be forced to show proof of the required insurance. SR 22 is a form many states demand in these circumstances. A company will be expected to obtain this proof of coverage from their insurance company to be kept on file with their state's motor vehicle agency. This probationary period usually runs for three years and can come with additional fines. The increased risk to property and person does not allow for weak insurance coverage and is not tolerated by state or local authorities.

Commercial auto insurance premiums vary based on location, use, vehicle type, and size of the fleet. Local deliveries from a bakery will not require the same coverage as a large trailer carrying livestock across state lines. An insurance company that offers all types of commercial products will be able to tailor a policy to the specific needs of a company, creating complete and low cost insurance.

Auto insurance is an active way to protect yourself from the serious financial burdens brought on by accidents.

Commercial vehicles have a higher risk of being involved in accidents which can result in a larger financial impact. The damage caused to one shipment could crush a business. Commercial vehicle insurance covers damages to person and property, allowing business to carry on.

Author: Nick Messe

Article Directory: http://www.articlecity.com/articles/auto_and_trucks/article_4735.shtml

Know more about safety and security at Lee's Washington Limo Service 

Washington Dulles international air port to Washington D.C Regular fare of $70.00
BWI air port to D.C Regular fare of $ 90.00 
National Air Port (DCA) to D.C regular fare of $ 45.00

The Ultimate Guide To Choosing A Limousine Service

There are several types of limousines available

Limousines like SUV, stretch limo, party bus,Sedan, etc.. Choose the type that works best for your occasion, taking into consideration how many are in your party and what your plans are.

In selecting the limousine company, you want to make sure the one you choose is properly licensed and insured. Although it may appear to be less expensive to hire an unlicensed limousine provider, if an accident were to happen and someone in your party were to get hurt, you would have no recourse. You can ask around to representatives from other companies that regularly use limousine services to find out about various limousine companies’ reputations.

Find out if the company has a contingency plan in case the limousine is in an accident or breaks down.

If not, then you have two choices. You either have a backup plan in mind or hire another limousine service that you know does have a contingency plan. Conversely, it may be you that has unforeseen problems, so make sure you know in advance what the company’s cancellation policy is.

The cost to rent a limousine do vary. Ask the limousine company what amenities are included in the price. Knowing up front what you are and are not getting eliminates surprises later. Costs can vary based on current demand (such as during prom and wedding seasons). It’s worth checking with your local hotel and airport limousine services because many times you can get a better rate through them.

Once the service has been booked ask for a written confirmation to be faxed or sent in the mail. 

Another critical action you need to take is to make sure you are getting the car you asked for. Just before the event, arrange to see the car and check it out. Is it clean? Does it smell like cigarette smoke? Are you getting an “older” (interpret as less reliable and less comfortable) limousine? Be sure to have all those problems and questions addressed before the time of pickup.

If there are several people in your party, it’s always a good idea to have everyone in your party meet at one location to avoid extra pickup and drop off time. I realize that sometimes this is part of the fun, so use that as a guideline, but realize the cost may go up if the driver has to make extra stops. To avoid any awkward moments between you and the driver, be sure you know the company’s tipping policies. Some encourage it while others don’t. It’s also a very good idea to get the chauffeur’s name and cell phone number to maintain contact and get a hold of them if necessary if the timeline changes and your group needs to be picked up earlier or later.

Policies vary between companies regarding pets.  

Some allow them while others don’t. If you need to travel with your pet, you’ll want to know this in advance. Also, if you have special needs such as a child seat or handicapped person(s), you’ll want to address this with the company beforehand.

If you plan carefully and ask the right questions while you are still in the selection process, you’ll be more likely to choose the service that best suits your needs and adds a nice touch to whatever event or meeting your are attending.

Author: Brad Hansen

Article Directory: http://www.articlecity.com/articles/travel_and_leisure/article_2687.shtml

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Lee's Washington Limo Service

Washington Dulles international air port to Washington D.C Regular fare of $70.00
BWI air port to D.C Regular fare of $ 90.00
National Air Port (DCA) to D.C regular fare of $ 45.00

The Way to Arrive in Style

Limousine Services

Limousine services caters all sorts of events whether limousine service for prom or wedding, airport limo, corporate meetings, government dignitaries assembly, or simply to tour around town or just about anything that requires stylish movement of people from place to place. Surely the only way to travel with no less than regal elegance and style is in a chauffeur driven Limo. To simply put an example: Riding a Washington DC Limo is far more elegant than riding a taxicab in Washington DC.

Limousines, or simply Limo, are unusually long vehicles for luxurious travelers. It is an automobile associated with the well to do or the upper class men and women of the society. But do you know that the term Limousine came from a place called ‘Limousin.’ Limousin is a rural region in France famous for tasty beef cattle, exquisite wines and the infamous French Oak Orchards. Also, Limousin meant a certain type of specialized country coat or cloak made of wool fiber from sheep or goat. Shepherds in the region use Limousin coat or cloak during cold nights for it provides superior warmth and comfort against the bitter cold weather.

 Similarly, Limousine ride meant luxury, comfort, fame and, nowadays, safety. It provides the best possible comfort, warmth and privacy. Also, most, if not all, Limousine services come with exquisite wines readily available on their mini bar. Limousines, on most cases, have two to three major compartments. Typically, the partition between the chauffeur compartment and passengers’ compartment is a soundproof sliding glass window so that the chauffeur is not hearing conversations among passengers. A third compartment is dedicated to luggage.

Chauffeurs drive limousines. A chauffeur, although it literally means driver in French or anyone who drives a vehicle for a living, is somewhat ‘one-up’ than any land vehicle driver. Chauffeur, nowadays, connotes driving a luxury car and not just any car. In some places a plus premium or qualifier for a chauffeur, aside from state issued driver’s license, are other licenses which attest them to have reached certain minimum age and years of clean driving experience (meaning no record of accident involving vehicles whether minor or major).

There are several types of Limousines to choose from based on the taste, level of comfort and elegance you are looking for. There is the traditional, the stage and the exotic or customized limo. Limousines usually come in black or white color; though rarely there are also other colors like pink, magenta and blue. Aside from manufactured Limos, there are also vehicles converted to become limousines. Today, almost all types of sedan car can be converted, or stretched, into Limousine. There are auto shops that specialize on this job, catering the wishes of clienteles who wanted custom built Limousine. Nowadays, Limousines can be equipped with almost all sorts of features in the name of elegance, comfort and safety. From bulletproofing to mini bars and hot tubs to GPS navigation systems and other multitude of features customized to fit every whims and wants of those who can afford. 

Author: Joy M. Monsayac

Article Directory: http://www.articlecity.com/articles/auto_and_trucks/article_2322.shtml

Know more about Limo Services and Business here 

Washington Dulles international air port to Washington D.C Regular fare of $70.00
BWI air port to D.C Regular fare of $ 90.00
National Air Port (DCA) to D.C regular fare of $ 45.00